this is not abnormal at all, and it has nothing to do with "tough times"

fact is, banks/credit unions get charged by clearing houses (the fed) for processing.

why do you think if you write a check to a store and it bounces, they charge you an additional fee? its because they are passing the fee they pay to their bank down to you.

will your bank likely be willing to reverse the fee for you? yeah, probably. i would for a good account holder.

what's more, i'd bet my life that the disclosure your bank gave you (because they are required by law) when you opened your account clearly stated these fees to you.

 

Banks own too many homes with no one paying mortgages on them. Now more than ever are they more than likely to NOT reverse their penalty fees.

 

:rofl:

 

I think he meant that these fees have been around for much longer than the housing crisis. Like spanky and others said, it's very common. GSRchick, I'm sure you and your friend were each charged NSF related fees.
$15 = half tank? In what, a Vespa?

Oh wait... Arizona... h:

 

True. Fees have been around a long time. Wells Fargo keeps going up. $33 NSF/overdraft charge to $35 :ugh:
The tellers I know have been telling me that things are a lot tighter, however, since the housing crisis. I hear yah, though.

 

Whoa, $30+? I'm going to start putting my money under my mattress. h:

 

bank of your matress is getting popular these days

 

I just got fucked w/ a charge of $175 for being over drafted 5x's for a 2 dollar bank fee

 

I've had shit like that happen before.

I think the worst thing that happened to me is some deposits posted the same time was transactions but they processed the transactions first so I ended up with a negative balance because of the nsf fees.

 

I haven't gone to the bank still...I'm lazy. Yesterday I got off work too late and today I've been in class/on campus all day. I was going to leave during a break but its a bitch to get a good parking spot and its rainy today h:
...I might go when my next class ends (3pm)