Is it possible to trade in a new car?
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Joined: Aug 2004
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Originally Posted by Nec
first off you should take all credit cards in your in-laws away and shred the shit out of them. then you give them a budget that you have put together to pay off their own debts to creditors and to yourself. if they have jobs they should be fine. there is no reason for them to be living so far beyond their own means that they need financial help every single month or even more than once a year if that.
in the mean you tell your wife to sell something of hers to pay for any current debt that may be hanging around. there is no reason why you should have to sacrifice something you have worked so hard for to help someone that obviously cant control themselves and needs so much financial help.
in the mean you tell your wife to sell something of hers to pay for any current debt that may be hanging around. there is no reason why you should have to sacrifice something you have worked so hard for to help someone that obviously cant control themselves and needs so much financial help.
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Joined: Nov 2003
Posts: 172
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From: Northern Va
All in all its a sticky situation, Its hard being that Im probably the only one in the family who has more know how and what not of how the world works. Having a fob like family who doesn't knwo how the world works is really hard to deal with sometimes. And telling them to eff off isn't always the greatest answer to everything. They did help me and my wife when we needed it, and whether this is what i have to deal with as karma then so be it. But thanks for all the advice here guys, sometimes you just need to vent a little and hear suggestions cause im such at a lost i don't even know anymore. I really love my wife and her family, but sometimes their ingnorance or unknowingness to everyday life takes a toll that i have to deal with. Like i said this family somehow does not like success or only seems to live just the way it lives.
The deer had to die!
Joined: Jun 2002
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From: Fussa, Japan
Uh oh...sounds like they found their crutch for their spending (you).
Ir my in-laws were pulling that shit I would probably let it slide the first 2 or 3 times. But after that, I would lay it down and say "Look, I can't afford paying YOURS and my own bills!"
Ir my in-laws were pulling that shit I would probably let it slide the first 2 or 3 times. But after that, I would lay it down and say "Look, I can't afford paying YOURS and my own bills!"
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Joined: Nov 2003
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From: Northern Va
Originally Posted by yellowbastard
How did these financial problems not come into play a week ago when you bought the car? :hsdunno: I definitely wouldn't buy anything if my creditors were calling me.
I wish this happened last week so i could've better prepared myself, freakin eh,
Joined: Jan 2004
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From: Bethlehem PA
Originally Posted by StylinM
I had a thousand lying around but i paid off MY debt. Then some creditors called saying my in-laws didn't pay one of their cc bills so now i got stuck paying another 1100 from my upcoming check to cover their asses. I do have a credit card and tried doing a balance transfer but they wont allow me to do so unless the bill was under my name. So luckily i get paid this fri to cover that but now i have to pay catch up on my bills and the house utilities.
why r u paying their bills? Why are they calling your house?
You have your own bills to pay. Why please them when at the end your screwing yourself.
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Joined: Jun 2002
Posts: 2,033
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From: GA
I know you didn't want comments on anything other than the car trade in, but I can't help myself.
As long as you are there to bail them out, they will never learn to be responsible with their credit. How long are you willing to cover them? They need to realize its THEIR responsibility. If they have to pawn the TV, sell the couch, whatever... so be it. Thats the only way they will learn. They need to make the sacrifice, not you. Once in a while people need help, but this is sounding like a recurring problem.
As long as you are there to bail them out, they will never learn to be responsible with their credit. How long are you willing to cover them? They need to realize its THEIR responsibility. If they have to pawn the TV, sell the couch, whatever... so be it. Thats the only way they will learn. They need to make the sacrifice, not you. Once in a while people need help, but this is sounding like a recurring problem.