Bettering your credit.
Senior Member
Joined: Jun 2002
Posts: 14,544
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From: Holyoke, MA
if you do dont get a big limit one and only charge what you can pay off. you have been warned! lol
beer here
Joined: Jun 2006
Posts: 3,278
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IMO, it's more responsible to purchase what you can afford without credit. I understand there are things that require credit, such as mortgages, car payments, etc. I haven't needed any of those things yet. I suppose if my folks didn't help out (read: help out, not provide) with my school bills I would be singing a different song.
I'm really good with my money, and I just never want to spend money that isn't mine (exception - student loans, which will be <$10k by graduation).
If I'm out of money, I don't buy shit, or I work my ass off to get more.
Joined: Oct 2000
Posts: 44,908
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From: Location Location
alright i'll tell you guys one of the easiest way to boost your credit score.
find out if your parents have good credit and ask them to add you on their oldest credit card. once they get the credit card issued in their name, ask them to cut it up and throw it away. within 3-6months, you will see a huge increase in your credit score.
find out if your parents have good credit and ask them to add you on their oldest credit card. once they get the credit card issued in their name, ask them to cut it up and throw it away. within 3-6months, you will see a huge increase in your credit score.
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Originally Posted by WiLL
...I really wanna get out and shoot people.
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Joined: Jul 2005
Posts: 23,651
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From: cali
alright i'll tell you guys one of the easiest way to boost your credit score.
find out if your parents have good credit and ask them to add you on their oldest credit card. once they get the credit card issued in their name, ask them to cut it up and throw it away. within 3-6months, you will see a huge increase in your credit score.
find out if your parents have good credit and ask them to add you on their oldest credit card. once they get the credit card issued in their name, ask them to cut it up and throw it away. within 3-6months, you will see a huge increase in your credit score.
Joined: Oct 2000
Posts: 44,908
Likes: 0
From: Location Location
yes :rick:
this is one of the things some parents will do for their kids.
this is also one of the tricks people used to use to get lower interest rates on mortgages (back in the 90's). it still works. obviously it's not going to get you from 500 to 800 in 6months since what it is doing is increasing your credit history. but if you're on the edge say like 680 and need 740 to get a better interest rate, it works wonders :rick:
this is one of the things some parents will do for their kids.
this is also one of the tricks people used to use to get lower interest rates on mortgages (back in the 90's). it still works. obviously it's not going to get you from 500 to 800 in 6months since what it is doing is increasing your credit history. but if you're on the edge say like 680 and need 740 to get a better interest rate, it works wonders :rick:
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Originally Posted by WiLL
...I really wanna get out and shoot people.
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BAZINGA!
Joined: Aug 2004
Posts: 21,613
Likes: 0
From: San Diego, CA
yes :rick:
this is one of the things some parents will do for their kids.
this is also one of the tricks people used to use to get lower interest rates on mortgages (back in the 90's). it still works. obviously it's not going to get you from 500 to 800 in 6months since what it is doing is increasing your credit history. but if you're on the edge say like 680 and need 740 to get a better interest rate, it works wonders :rick:
this is one of the things some parents will do for their kids.
this is also one of the tricks people used to use to get lower interest rates on mortgages (back in the 90's). it still works. obviously it's not going to get you from 500 to 800 in 6months since what it is doing is increasing your credit history. but if you're on the edge say like 680 and need 740 to get a better interest rate, it works wonders :rick:
I
Joined: Jan 2001
Posts: 56,525
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From: Westside til I die
My parents did it for me in college...don't think I'm still on the account.
:rick:
:rick:
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Joined: Jul 2005
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From: cali
yes :rick:
this is one of the things some parents will do for their kids.
this is also one of the tricks people used to use to get lower interest rates on mortgages (back in the 90's). it still works. obviously it's not going to get you from 500 to 800 in 6months since what it is doing is increasing your credit history. but if you're on the edge say like 680 and need 740 to get a better interest rate, it works wonders :rick:
this is one of the things some parents will do for their kids.
this is also one of the tricks people used to use to get lower interest rates on mortgages (back in the 90's). it still works. obviously it's not going to get you from 500 to 800 in 6months since what it is doing is increasing your credit history. but if you're on the edge say like 680 and need 740 to get a better interest rate, it works wonders :rick:
scrotal surge
Joined: Oct 2005
Posts: 15,460
Likes: 0
From: Cali
yes :rick:
this is one of the things some parents will do for their kids.
this is also one of the tricks people used to use to get lower interest rates on mortgages (back in the 90's). it still works. obviously it's not going to get you from 500 to 800 in 6months since what it is doing is increasing your credit history. but if you're on the edge say like 680 and need 740 to get a better interest rate, it works wonders :rick:
this is one of the things some parents will do for their kids.
this is also one of the tricks people used to use to get lower interest rates on mortgages (back in the 90's). it still works. obviously it's not going to get you from 500 to 800 in 6months since what it is doing is increasing your credit history. but if you're on the edge say like 680 and need 740 to get a better interest rate, it works wonders :rick: