the penny pinching crew
i found the easiest way to not spend money was to lose my debit card and put myself on a cash budget for the week. i would give myself like 75 bucks per week, that was gas, food, and anything else that came up (out for a beer, ran out of shampoo... etc)
if i had anything left at the end of the week, i still started the next week with 75 bucks (example if you have 5 bucks left, only take 70 bucks + the 5 you have left)
I saved a TON of money with this method
if i had anything left at the end of the week, i still started the next week with 75 bucks (example if you have 5 bucks left, only take 70 bucks + the 5 you have left)
I saved a TON of money with this method
I've been thinking of doing this. Withdrawing all the money I spend on food/groceries and other misc expenses that aren't 100% necessary and paying for it all in cash. Since it works for you I'll probably give it a shot.
To the people that want to carry a set amount of cash, is it really that hard for you guys just to say to yourself, "I need to save, I shouldn't spend right now..." ?
I guess we all just have a different way of organizing our finances
I have a tendency to walk around with the product I want to buy (game, clothes, etc...) for minutes before actually going to the counter to pay for it or returning it to the shelf. Those minutes I walk around I start to weigh out the pros and cons of buying a want rather than a need
I once walked around Target contemplating buying a TV for 1hr before leaving because I didn't need to buy it
God knows how many times I should have bought another Elite (or not return the 2 I bought already
)
I guess we all just have a different way of organizing our finances
I have a tendency to walk around with the product I want to buy (game, clothes, etc...) for minutes before actually going to the counter to pay for it or returning it to the shelf. Those minutes I walk around I start to weigh out the pros and cons of buying a want rather than a need
I once walked around Target contemplating buying a TV for 1hr before leaving because I didn't need to buy it
God knows how many times I should have bought another Elite (or not return the 2 I bought already
)
I guess we all just have a different way of organizing our finances
I have a tendency to walk around with the product I want to buy (game, clothes, etc...) for minutes before actually going to the counter to pay for it or returning it to the shelf. Those minutes I walk around I start to weigh out the pros and cons of buying a want rather than a need
I once walked around Target contemplating buying a TV for 1hr before leaving because I didn't need to buy it
God knows how many times I should have bought another Elite (or not return the 2 I bought already
)Buyers remorse is a bitch, man.


