ohhhhh, I thought it was all credit card debt that you were talking. thats all normal debt you've got.

 

$2300 in CC debt is still somewhat high. I only have like $7k in open credit for CC's.

 

Only thing I really have to worry about is

S2K loan = With my current payments - It'll be paid off next year
CC = 2.1K = Gone next month
Oh yea student loans = Paid off a couple months after I finish school... I have a decent 10K~ hanging over my head after I get out of school ( I'm paying as I go...)
Car Insurance/Registration - That'll usually add up to 1-2K~ for both registration and insurance for both cars every 6 months/ 1 year or so...

Like I said, not much....

 

good question.

 

i found the easiest way to not spend money was to lose my debit card and put myself on a cash budget for the week. i would give myself like 75 bucks per week, that was gas, food, and anything else that came up (out for a beer, ran out of shampoo... etc)

if i had anything left at the end of the week, i still started the next week with 75 bucks (example if you have 5 bucks left, only take 70 bucks + the 5 you have left)

I saved a TON of money with this method

 

Just learn to control your spendings... h: If you don't have the means to pay for it Don't buy it

 

Those seem really low to me. Even with going the cheaper route and buying groceries at the store 160 seems low. 100/month for entertainment is a good goal. You could probably cut it to that pretty easily. I'm not sure what you spend currently on entertainment. I find that when I watch the money it goes alot quicker than I would imagine.
This works really well. I did this for a while and saved a bunch of money also.

 

160/month for food, I'd starve

 

:werd: i spend that much on a night out

 

I spend now and worry later :shootsself: