^

oh ya, my first credit card was from my bank (credit union). i opened up a student checking and got the card with it. ive had it for over three years now and i use that card 95% of the time and they raised my limit from 500 to 1000

 

HAHA sucks my shits still $800 I don't use it anymore though thinking of going to Washington Mutual :exnbp:

 

When I was a freshman these dudes set up a stand across the street from my dorm where you got a free Girls Gone Wild video and a tshirt if you filled out like 10 credit card applications. I got approved for like 5 of em.

Get yer hands on a bunch of applications and send em in. Eventually you'll get approved. Just be careful to not spend money that you don't actually have or aren't going to have before the billing cycle is over. Balances that you can't pay very quickly multiply themselves. I know this from experience. Credit card debt sucks.

 

yea i think when my school has another stand like that outside i will fill that shit out.

 

Best idea is to fill out the one on campus use that one for a while and establish some credit and then you will see credit card apps coming in the mail very damn day. Also try getting a gas card also they are easy to get but be very very careful cause most of them require you to pay off the entire balance at the end of each monthly cycle, but it is a good way to get get a good credit score quick.

BTW Bofa is the hardest bank to get a credit card from trust me I worked there for 5 years and saw people with good credit scores and high bank balances get denied.

Accordhybrid

 

damn!!!! sound like you guy get credit cards like nothing. I applied for soo many credit cards,that its not even funny. And guess what Rejected. Maybe I have really jack-up credit...dunno???

 

damn, back when i was 18 macys was the easiest one to get h:

check out the major banks, they always have student cards. citi, capitol one, chase.....

 

I got approved by Citibank my first month of my first year of college. No money, no job, nothing. They started me with a $1000 limit too. Now it's at $2850.

 

yea i was very mad when macy's rejected me, i would have been a big customer for them, ****ers....

 

I don't think I've ever been in a Macy's...