HELP: student credit card!
10-06-2003, 02:20 PM
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HELP: student credit card!
Help! Well I am 19, and i need a credit card. Not because i need soemthing, but well it would be nie to start building up my credit, plus when i wanna apply for store credit i get denyed cause i have no credit cards or anything under my name. So does anyone know any sites that i can apply online for a credit card? i need one bad, i was also thinking of putting my cell phone under my name, they said i am approved so i wonder if that would be a good step? to have something under my name? or does anyone know any good sties taht will approve credit for students and stuff like taht?
10-06-2003, 02:25 PM
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Originally posted by 99civic_love
pacsun gives good standing college students an automatic $150 credit thingy
pacsun gives good standing college students an automatic $150 credit thingy
But i did get the extra 20% off they offered for signing up!! hehe.
10-06-2003, 02:25 PM
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Go to a large bank like Wells Fargo, Bank of America, or something similar and go and apply for a student credit card there. Also don't apply to the ones that give candy bars or free stickers and shit at your school. Always go for the ones with no annual fee, low APR, and a good amount of grace period in case you buy something you can't really afford 
:exnbp:
:exnbp:
10-06-2003, 02:28 PM
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i did! i tried going to my own bank washington mutual and tehy some shit about not taking applications or some bullshit so basically they denied it.
10-06-2003, 02:35 PM
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there's a reason why they accept anyone. Do you have a checking or savings account? Try opening it up and ask to open a student credit card while you are it 
That's how I got my ballah $800 Wells Fargo credit line :rofl: My suggestion is to start with just 1 card and a year after start applying for credit cards at Chase Bank and Discover card. They both gave me good credit lines
That's how I got my ballah $800 Wells Fargo credit line :rofl: My suggestion is to start with just 1 card and a year after start applying for credit cards at Chase Bank and Discover card. They both gave me good credit lines
10-06-2003, 02:38 PM
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Originally posted by :exnbp:
there's a reason why they accept anyone. Do you have a checking or savings account? Try opening it up and ask to open a student credit card while you are it That's how I got my ballah $800 Wells Fargo credit line :rofl: My suggestion is to start with just 1 card and a year after start applying for credit cards at Chase Bank and Discover card. They both gave me good credit lines
there's a reason why they accept anyone. Do you have a checking or savings account? Try opening it up and ask to open a student credit card while you are it
That's how I got my ballah $800 Wells Fargo credit line :rofl: My suggestion is to start with just 1 card and a year after start applying for credit cards at Chase Bank and Discover card. They both gave me good credit lines
Yes i have a checking account and savings account. It started first with a co account when i was uhh like 17 i think with my sister for the checking and my own savings, then she closed it and i opened a new checking under my name. I dont write checks and only use the atm check card if that has anything to do with it. Also i have had like 3-5 overdraws in like 2.5 yrs so that isnt too bad enough reason for them to deny my credit.