Insurance
Need zzzzz's
Joined: Mar 2000
Posts: 3,386
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From: Bay Area, CA
21st Century, 3 cars, all with 300k/100k BI and UM and 50k PD liability. The Miata has $500 deductibles on both comp and collision. The Civic and 325is are both liability only. $712/6mo (or $1424/yr). Looking to reduce that by selling a couple cars. 
h:
h:
Joined: Oct 2000
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From: Location Location
mercury
3 cars ~2K/year 100/300/100 full coverage 500 deductible 2 drivers
hoping to increase that soon by adding another carh:
3 cars ~2K/year 100/300/100 full coverage 500 deductible 2 drivers
hoping to increase that soon by adding another car
h:
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Senior Member
Joined: Mar 2000
Posts: 37,274
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From: Southern NH
Originally Posted by DakarM
mercury
3 cars ~2K/year 100/300/100 full coverage 500 deductible 2 drivers
hoping to increase that soon by adding another carh:
3 cars ~2K/year 100/300/100 full coverage 500 deductible 2 drivers
hoping to increase that soon by adding another car
h:You should up your deductible save some moola. It's easy to do $1000 in damage anyway. :hsughr:
.......
Joined: Jun 2002
Posts: 522,629
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From: noobtown
damn you guys got some cheap insurance. i am under my dad and i think its still 2000k+ per year full coverage
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94 Chevy Blazer - brother crashed.
94 2dr accord - h22 swap, rear ended.
03 1.8 gti - waiting for her bag of chips.
:crazyr: :slap: :hsughr: :nec: :madr:
94 Chevy Blazer - brother crashed.
94 2dr accord - h22 swap, rear ended.
03 1.8 gti - waiting for her bag of chips.
:crazyr: :slap: :hsughr: :nec: :madr:
hood rich
Joined: Mar 2012
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From: los josengeles
Originally Posted by AcuraFanatic
wtfshizzle
You should up your deductible save some moola. It's easy to do $1000 in damage anyway. :hsughr:
You should up your deductible save some moola. It's easy to do $1000 in damage anyway. :hsughr:
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In Loving Memory
R.I.P. Huan Vo aka woong
01.14.1979 - 11.19.2008
In Loving Memory
R.I.P. Huan Vo aka woong
01.14.1979 - 11.19.2008
Senior Member
Joined: Mar 2000
Posts: 37,274
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From: Southern NH
Originally Posted by 95SiR
the amount in premium that is reduced by moving up from $500 to $1000 deductible probably isnt going to make a big enough difference for rick to justify the double in deductible. well thats how it is for me. so if i need to make a claim, i only pay $500 out of my pocket instead of coming out with $1000... the amount i would save is like $150 or something if i raise my deductible. it would take approximately 3yrs to even out the difference, but when the claim happens, id rather cut a $500 check instead of a $1000 check.
Apathy Kills
Joined: Nov 2002
Posts: 60,714
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From: The Left Lane
Originally Posted by 95SiR
Maybe prolonged exposure to my incessant babbling has had some beneficial effect. :chuckles:
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