got in another accident v.runofftheroad
Thread Starter
pronounced tech
Joined: Sep 2004
Posts: 10,782
Likes: 0
From: down at Va Beach
Two things.
1.If you hit anything hard enough to break a wheel and bend a control arm, you messed up something else too, at least a little. I would want the strut, axle and CV joint on that side replaced, minimum. I got rear ended one time and my air conditioning quit working a week later. A year later, the tail lights were fried because of a leaking lens.
2.Good luck on the resume thing.
1.If you hit anything hard enough to break a wheel and bend a control arm, you messed up something else too, at least a little. I would want the strut, axle and CV joint on that side replaced, minimum. I got rear ended one time and my air conditioning quit working a week later. A year later, the tail lights were fried because of a leaking lens.
2.Good luck on the resume thing.
2. thanks
just submitted it through Monster.com. it's my first time using the site so here's hoping :noes:
I
Joined: Jan 2001
Posts: 56,525
Likes: 0
From: Westside til I die
thx :hs:
if and when i happen to need further repairs down the road and my insurance covers any costs, will my premium go up? i've heard it both ways where even if i'm not at fault my insurance will go up simply b/c i was in an accident. i'm pretty sure i had to report my two previous accidents even though i wasn't at fault. not sure if that increased my rates, but yeah, just thought i'd ask. i may just ask my insurance when i call them tomorrowh:
if and when i happen to need further repairs down the road and my insurance covers any costs, will my premium go up? i've heard it both ways where even if i'm not at fault my insurance will go up simply b/c i was in an accident. i'm pretty sure i had to report my two previous accidents even though i wasn't at fault. not sure if that increased my rates, but yeah, just thought i'd ask. i may just ask my insurance when i call them tomorrow
h:
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Team B.O.B.® - Ballaz on a Budget
2015 Ford Mustang GT Fastback - Ingot Silver - 6M - Performance Package - Gibson Catback, JLT CAI, FR 47lb injectors, BAMA E85 tune, Eibach Sportline, BMR wheel hop kit, UPR oil separator, Steeda shifter bushing/bracket
Team B.O.B.® - Ballaz on a Budget
Thread Starter
pronounced tech
Joined: Sep 2004
Posts: 10,782
Likes: 0
From: down at Va Beach
goddammit
i went to go through his insurance but his information led me nowhere. i talked to the guy and he ends up telling me he lied; he has no insurance. so i'm like wtf. spent over an hour and a half talking to my insurance trying to figure out how to proceed.
GEICO (my peoples) are sending out an adjuster to check out the damage, make estimates and make formal records in case there are things that need to be done in the future. b/c GEICO needs to validate that the other guy in fact does not have insurance (which apparently takes some time), i have to use my own coverage and pay a $1000 deductible in the meantime. if it turns out that he doesn't have insurance then i'll get that money refunded back to me and have my deductibles waived.
what i'm gonna have to do is just talk w/ this guy and try to get him to pay the $1.2k upfront for the damages. by then all the repairs will be done, i won't have to pay, and if anything happens in the future GEICO will have the records to cover me even if he doesn't
this is such a freaking hassle :wtc:
i went to go through his insurance but his information led me nowhere. i talked to the guy and he ends up telling me he lied; he has no insurance. so i'm like wtf. spent over an hour and a half talking to my insurance trying to figure out how to proceed.
GEICO (my peoples) are sending out an adjuster to check out the damage, make estimates and make formal records in case there are things that need to be done in the future. b/c GEICO needs to validate that the other guy in fact does not have insurance (which apparently takes some time), i have to use my own coverage and pay a $1000 deductible in the meantime. if it turns out that he doesn't have insurance then i'll get that money refunded back to me and have my deductibles waived.
what i'm gonna have to do is just talk w/ this guy and try to get him to pay the $1.2k upfront for the damages. by then all the repairs will be done, i won't have to pay, and if anything happens in the future GEICO will have the records to cover me even if he doesn't
this is such a freaking hassle :wtc:
Thread Starter
pronounced tech
Joined: Sep 2004
Posts: 10,782
Likes: 0
From: down at Va Beach
i always thought the police actually looked up whether you had a valid policy or not. oh well
Senior Member
Joined: Mar 2002
Posts: 5,152
Likes: 0
From: Golden, CO
He could've still had an insurance card that was either expired or that he had cancelled his coverage, there's really no way for the cop to tell without calling the insujrance co. But this is why I always go through the insurance, you just can't trust people to follow through on their promises and its better to screw over the at fault person than to get screwed over ifyou did nothing wrong.
Thread Starter
pronounced tech
Joined: Sep 2004
Posts: 10,782
Likes: 0
From: down at Va Beach
He could've still had an insurance card that was either expired or that he had cancelled his coverage, there's really no way for the cop to tell without calling the insujrance co. But this is why I always go through the insurance, you just can't trust people to follow through on their promises and its better to screw over the at fault person than to get screwed over ifyou did nothing wrong.