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i didnt do life ins. back when i worked in insurance, but from wat i remember, term policies are usually a lot cheaper than whole policies... sucky part is that once the term is done, its done. whole policies usually have a much larger payout at the end (when u die = end. lol) and on some whole policies, depending on the plan, u can be able to "borrow against it" later.
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In Loving Memory
R.I.P. Huan Vo aka woong
01.14.1979 - 11.19.2008
Ya, I was thinking of a whole life...the one that grows interest and you can borrow or withdraw against. I mean, it just looks like a retirement account to me that you can take out later on...and if I die...someone gets paid. I would rather do it now that I am healthy than to do it later when I am not so buff and in shape.
:thinking:
Originally Posted by DarkSideAccord
my life ain't worth sh*t... thus no need for life insurance
Bro, dont say that. you are worth something to this world.