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has anyone refinanced lately?

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Old Apr 30, 2009 | 10:12 AM
  #1  
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Default has anyone refinanced lately?

who'd you go with?
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Old Apr 30, 2009 | 10:18 AM
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car or home?
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Old Apr 30, 2009 | 10:22 AM
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i guess i should have specified. home.
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Old Apr 30, 2009 | 10:24 AM
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Buddy just refinanced through a broker at 4.75% My parents are refinancing through wells fargo, but there's a pretty heavy backlog right now. I thought about it too, but I think I'm just going to sell my condo
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Old Apr 30, 2009 | 10:25 AM
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Hey dave, what is a good going rate right now?
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Old Apr 30, 2009 | 10:27 AM
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My neighbor who works for allstate approved me for 4.25 for a 15 year. I wasn't refinancing tho. For a 30 year I would have qualified for 5.07.
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Old Apr 30, 2009 | 10:29 AM
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Originally Posted by NOPD
Hey dave, what is a good going rate right now?
If you're under 5% for a 30 yr, you're doing pretty good. I've seen as low as 4.5%, but only on one occasion so far.
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Old Apr 30, 2009 | 10:31 AM
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I will be refinancing this weekend probably do a 20 year and see what happens. and how much is it to refinance?
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Old Apr 30, 2009 | 10:32 AM
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How do you get the lower rates?
__________________
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Old Apr 30, 2009 | 10:33 AM
  #10  
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You can also roll closing costs into the new loan.

Originally Posted by b00gers
How do you get the lower rates?
Depends on what programs your lender has available, your credit score and your loan/value ratio.
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