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has anyone refinanced lately?

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Old 04-30-2009, 10:12 AM
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flipped cracka
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Default has anyone refinanced lately?

who'd you go with?
Old 04-30-2009, 10:18 AM
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Draconius
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car or home?
Old 04-30-2009, 10:22 AM
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i guess i should have specified. home.
Old 04-30-2009, 10:24 AM
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white_n_slow
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Buddy just refinanced through a broker at 4.75% My parents are refinancing through wells fargo, but there's a pretty heavy backlog right now. I thought about it too, but I think I'm just going to sell my condo
Old 04-30-2009, 10:25 AM
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NOPD
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Hey dave, what is a good going rate right now?
Old 04-30-2009, 10:27 AM
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LABARINTH
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My neighbor who works for allstate approved me for 4.25 for a 15 year. I wasn't refinancing tho. For a 30 year I would have qualified for 5.07.
Old 04-30-2009, 10:29 AM
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white_n_slow
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Originally Posted by NOPD
Hey dave, what is a good going rate right now?
If you're under 5% for a 30 yr, you're doing pretty good. I've seen as low as 4.5%, but only on one occasion so far.
Old 04-30-2009, 10:31 AM
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NOPD
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I will be refinancing this weekend probably do a 20 year and see what happens. and how much is it to refinance?
Old 04-30-2009, 10:32 AM
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How do you get the lower rates?
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Old 04-30-2009, 10:33 AM
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You can also roll closing costs into the new loan.

Originally Posted by b00gers
How do you get the lower rates?
Depends on what programs your lender has available, your credit score and your loan/value ratio.



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