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so my wife got into a car accident last night...

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Old Sep 17, 2008 | 07:58 AM
  #11  
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the money you put into it to maintain and fix stuff is a loss. what you can do is look for similar condition cars for sale in your area and take that to the insurance and say hey i need this much more.

Originally Posted by jaymar88
Pull 10 comps and write a demand letter attaching the comp examples in your market. Figure out your desired amount and add 500. Then they;ll counter and you can meet in the middle.
or what he said h:
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Old Sep 17, 2008 | 08:07 AM
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Originally Posted by DakarM
the money you put into it to maintain and fix stuff is a loss. what you can do is look for similar condition cars for sale in your area and take that to the insurance and say hey i need this much more.



or what he said h:
I looked online a little bit last night at comparable cars. I'll go back and print some off I guess. :hs:

Originally Posted by jaymar88
Pull 10 comps and write a demand letter attaching the comp examples in your market. Figure out your desired amount and add 500. Then they;ll counter and you can meet in the middle.
Are you saying to ask for $500 more than the comps to get down to the price I really want? :thinking:
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Old Sep 17, 2008 | 08:11 AM
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Originally Posted by red94teg

Are you saying to ask for $500 more than the comps to get down to the price I really want? :thinking:
yes he is
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Old Sep 17, 2008 | 08:12 AM
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Originally Posted by red94teg
I looked online a little bit last night at comparable cars. I'll go back and print some off I guess. :hs:



Are you saying to ask for $500 more than the comps to get down to the price I really want? :thinking:
Yes. get an average for the true replacement cost of the vehicle with the comps. Add 500 or roughly 10% (in your case since the vehicle value is under 5k ) for negotiation. Keep in mind that replacement cost has to include registration fees, taxes and any inspection fees if applicable. if they give you 2k and it costs you 2 k to buy the car, you'd be shafted on anything beyond that.
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Old Sep 17, 2008 | 08:18 AM
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Alright sounds good. So how close do the comps have to be? I mean, should I be looking for my exact model? Because I've found quite a few 5th gens but not necessarily '94's with 150k miles.
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Old Sep 17, 2008 | 08:22 AM
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Originally Posted by red94teg
Alright sounds good. So how close do the comps have to be? I mean, should I be looking for my exact model? Because I've found quite a few 5th gens but not necessarily '94's with 150k miles.
Photoshop where necessary :rick:
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Old Sep 17, 2008 | 08:29 AM
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as close as possible naturally.
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Old Sep 17, 2008 | 09:21 AM
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still looking. most of what I've found is being sold by dealerships...I don't think that's going to work. :hs:
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Old Sep 17, 2008 | 09:27 AM
  #19  
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Originally Posted by red94teg
still looking. most of what I've found is being sold by dealerships...I don't think that's going to work. :hs:
it will work. because it that is what is available, then that is what is available. it's not your fault there aren't any or not as many private party sales
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Old Sep 17, 2008 | 09:32 AM
  #20  
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"Real World Replacement Cost"
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