I've never done it and it's because I don't see the point. When I want to buy something that offers the bill me later options, it's something that I already have the money to buy. Why go through the hassle of filling out all the forms, etc and possibly risk forgetting to make a payment.

 

i see the point cuz you can continue to collect interest on the money you are not spending. and plus i dont forget to make payments, which is why my credit score is 800+ ...at least it was when i bought the house h:

but again, i dont open new accounts to do that anymore...only do it if i already have an account with the company with the offer

 

yes but see, opening those accounts will lower your credit score

but how much interest can you make on say $100 for 6months? now compare to how much interest you can potentially pay if you forget to pay it off full at the end of the 6months. keep in mind the interest you pay will be retroactive from the first month.

it's not like we're talking about big ticket items like cars or 60" tvs.

 

i've read some pretty negative stuff on the service. that, and the fact that im waiting to buy... ill pass on the bill me later

:closed:

 

that's why i said i dont open new accounts anymore

i know how it works and i dont forget to make payments cuz i'm responsible

 

800 plus?

BALLIN

 

werd, i have very few bills to remember to pay anyway

 

hhaha sorry that was really meant for everyone else.

well it's not that i'm not responsible h:

I work 14-16hrs a day and it escapes me from time to time.

 

yeah, i dont work as hard as you h:

plus i set up recurring reminders for when all my payments are due.

 

well you work hard on the golf course so I don't blame you :chuckles:

it sucks that on some utility bills you can't do online pay or they charge you to set that up