Auto Insurance Rant
Senior Member
Joined: Apr 2003
Posts: 3,339
Likes: 1
From: new york city
wow u guys are lucky. when i was 20 and i wanted full converage in my 96accordex they wanted $8,000 thats more than what i got the car for.
now is $111 month for the min coverage allow in ny. my record is clean and soon to be 25
btw allstate was the worst experience i ever had.
now is $111 month for the min coverage allow in ny. my record is clean and soon to be 25
btw allstate was the worst experience i ever had.
Joined: Oct 2000
Posts: 44,908
Likes: 0
From: Location Location
Originally Posted by 95SiR
you're a brand new driver. what do you expect??
the main factors that affect insurance premium are:
1. years of driving experience (more important than age)
2. coverage limits for liability (and comp/collision if you have full covg)
3. area you are rated in (your location)
4. your driving/accident record (the type of tickets and accidents matter)
5. annual mileage you drive
50/100/50 for liability is pretty normal coverage.. and like you said lowering the liability limits down to minimum isnt going to make much of a difference in terms of monthly payments.
youre only 19 and had a drivers license for one year. whos to say youre a more responsible/better driver than a 16yr old who just got their license?
maybe you do have a clean record.... thats not gonna help much at this point, since you SHOULD have a clean record at this point.
the main factors that affect insurance premium are:
1. years of driving experience (more important than age)
2. coverage limits for liability (and comp/collision if you have full covg)
3. area you are rated in (your location)
4. your driving/accident record (the type of tickets and accidents matter)
5. annual mileage you drive
50/100/50 for liability is pretty normal coverage.. and like you said lowering the liability limits down to minimum isnt going to make much of a difference in terms of monthly payments.
youre only 19 and had a drivers license for one year. whos to say youre a more responsible/better driver than a 16yr old who just got their license?
maybe you do have a clean record.... thats not gonna help much at this point, since you SHOULD have a clean record at this point.
what do you know you brand whore
it's not like you are an expert at car insurance and the insurance industry! :rick:
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hood rich
Joined: Mar 2012
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From: los josengeles
Originally Posted by DakarM
what do you know you brand whore it's not like you are an expert at car insurance and the insurance industry! :rick:
it's not like you are an expert at car insurance and the insurance industry! :rick:
h:you live in the norcal version of newport beach........without the beach :exnbp:
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Joined: Oct 2000
Posts: 44,908
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From: Location Location
Originally Posted by 95SiR
danville rates is like the equivalent to irvine rates in oc.. i checked h:
you live in the norcal version of newport beach........without the beach :exnbp:
h:you live in the norcal version of newport beach........without the beach :exnbp:
is that good or bad?
I pay $2200/year for all 3 cars 100/300/100 with 500 deductible.
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Originally Posted by WiLL
...I really wanna get out and shoot people.
Joined: Oct 2000
Posts: 44,908
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From: Location Location
Originally Posted by F22B Prelude
I heard if you get married it drops significantly....Maybe ill just get married.My insurance company is American Family.
that is just the bestest reason to get married... to save $100-300/year on auto insurance...
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Originally Posted by WiLL
...I really wanna get out and shoot people.
Joined: Oct 2000
Posts: 44,908
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From: Location Location
Originally Posted by aux
whats the best auto insurance company ?
?anything but AAA, those guys are AAAholes:rick:
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Originally Posted by WiLL
...I really wanna get out and shoot people.