Unfortunately for me I had to go the bankruptcy route when I had the liver transplant. Had to go out of business, ended up losing my truck, they auctioned it off for about a third of its remaining debt, I had to pay the other 2/3 and not have the truck. All my business bills are under the bankruptcy which I am paying at 10 cents on the dollar. I'll be done with it in another year and a half. My credit rating looks up to see the bottom.

That's basically why I'm back in school, I'm taking accounting and Computer Information Systems.

 

i have no debt. i pay cash for everything.

 

how old are you?

edit: just looked at your profile.

-so do you own/rent a house... do you ever plan to own a house?
-all cars from here on out you plan to buy cash?

there are a lot of things that credit is really good for

-school?

 

you own a house tho right?

 

I just got my tax return back today so I will probably use like half of that for CC bills....ugh. :a:

 

yeah. 5 years and counting :hs:

 

i do have some credit. but 22 and not worrying about all sorts of monthly payments is nice.

and i would much rather pay cash for all my cars. insurance is quite a bit cheaper that way.

it's not like i'm some loser that lives a hermit life. i just find what i want and save for it.

 

I paid cash for the last two cars I bought. Well I wrote a check.

 

i pay cash for everything now.

 

those korean massage parlors stopped taking your credit card? :fawk: