Unfortunately for me I had to go the bankruptcy route when I had the liver transplant. Had to go out of business, ended up losing my truck, they auctioned it off for about a third of its remaining debt, I had to pay the other 2/3 and not have the truck. All my business bills are under the bankruptcy which I am paying at 10 cents on the dollar. I'll be done with it in another year and a half. My credit rating looks up to see the bottom.

That's basically why I'm back in school, I'm taking accounting and Computer Information Systems.