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Insurance loves an older bike, and I love it too when I have to pay for it. An older bike will be fine for now, till I get the feel of things. I hope I will never lay a bike down, especially not in public. lol.
unfortunatly, my friend, there are two kinds of motorcyclists. the ones who have dumped a bike, and the ones who are going to. at some point in your motorcycling history you will lay it over. i just hope its not at speed.