They're offering 0% for purchases and transfers through July 05, and 7.99% after that.

What do you think, should I go for it?

 

Why not? :dunno:


Just don't dig yourself into a debt and you'll be ok.

 

0% = :yes:

 

Why not? :dunno:


Just don't dig yourself into a debt and you'll be ok.

 

there is usually a transfer fee.

but i used to have that card, back when I had like 10 credit cards... i got rid of every credit card... well I have 3 now but i'm cancelling 2

1 was for amazon get $20off now deal and the other one I just had since 1995 but I forgot about :doh:

 

I'm usually pretty good about my debt.

I havea card with $500 limit right now. I get $350 a month, and usually have a balance of $100-200 on my card, I try not to let it get above that. But I also keep a balance of about that much in my bank account. I can pay off if I need to, but don't mind paying a dollar or two a month to have spending flexability. It would be nice not to even have to pay that

 

"Transaction Fee for Balance Transfers

No fee for balance transfers made during the introductory period. Thereafter, $75 per transaction unless otherwise disclosed to you in writing."

 

I just applied online...

Wish me luck for a lower fixed APR and high credit limit

 

i got amex blue. it also has 0% for like one year with no transfer fees.

although my fav card right now is my discover. i get cashback on it like crazy.

 

If you like getting TONS of junkmail and unwanted phone calls, then go for it. I cancelled mine 6 months ago for those reasons alone.