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Anyone have a Visa Platinum from Chase?

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Old 07-21-2004, 12:49 PM
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ManInCamo
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Default Anyone have a Visa Platinum from Chase?

They're offering 0% for purchases and transfers through July 05, and 7.99% after that.

What do you think, should I go for it?
Old 07-21-2004, 12:51 PM
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RB
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Why not? :dunno:


Just don't dig yourself into a debt and you'll be ok.
Old 07-21-2004, 12:55 PM
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Nelson
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0% = :yes:
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Old 07-21-2004, 12:55 PM
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Grifter
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Why not? :dunno:


Just don't dig yourself into a debt and you'll be ok.
Old 07-21-2004, 12:59 PM
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there is usually a transfer fee.

but i used to have that card, back when I had like 10 credit cards... i got rid of every credit card... well I have 3 now but i'm cancelling 2

1 was for amazon get $20off now deal and the other one I just had since 1995 but I forgot about :doh:
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Old 07-21-2004, 01:02 PM
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ManInCamo
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I'm usually pretty good about my debt.

I havea card with $500 limit right now. I get $350 a month, and usually have a balance of $100-200 on my card, I try not to let it get above that. But I also keep a balance of about that much in my bank account. I can pay off if I need to, but don't mind paying a dollar or two a month to have spending flexability. It would be nice not to even have to pay that
Old 07-21-2004, 01:16 PM
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ManInCamo
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Originally Posted by DakarM
there is usually a transfer fee.

but i used to have that card, back when I had like 10 credit cards... i got rid of every credit card... well I have 3 now but i'm cancelling 2

1 was for amazon get $20off now deal and the other one I just had since 1995 but I forgot about :doh:


"Transaction Fee for Balance Transfers

No fee for balance transfers made during the introductory period. Thereafter, $75 per transaction unless otherwise disclosed to you in writing."
Old 07-21-2004, 01:44 PM
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ManInCamo
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I just applied online...

Wish me luck for a lower fixed APR and high credit limit
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Old 07-21-2004, 01:46 PM
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i got amex blue. it also has 0% for like one year with no transfer fees.

although my fav card right now is my discover. i get cashback on it like crazy.
Old 07-22-2004, 06:20 AM
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If you like getting TONS of junkmail and unwanted phone calls, then go for it. I cancelled mine 6 months ago for those reasons alone.



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