I'm usually pretty good about my debt.
I havea card with $500 limit right now. I get $350 a month, and usually have a balance of $100-200 on my card, I try not to let it get above that. But I also keep a balance of about that much in my bank account. I can pay off if I need to, but don't mind paying a dollar or two a month to have spending flexability. It would be nice not to even have to pay that
