I have my credit union at work that takes $85/week and my 401K that takes 6% pre taxed and now I need to figure out what % I want to add to my stock purchase option. If I didn't have all that stuff taken out for me, it would be really hard to save. My advice to all who have a hard time saving, if your employer has direct deposit, just have a small amount dumped into a simple savings account (and don't have an ATM card attached to it, defeats the purpose). If you don't see it, you won't miss it. Actually, everytime I get an increase, I'll calculate what the amount is, divide that number into weeks and take that number and dump it into one of my savings options. So basically, I am still living on the money that I made when I first got the job. Hope that can help someone.

 

I was not bad at saving before I've got married ($300-500 into my savings each month). When I've got married it helped me to get a house for my family and now whatever left after bills and groceries goes into safe towards better car and new custom build house

 

I am HORRIBLE at saving money....when I have it lol I hardly ever have money tho...

 

I'm actually ridiculously good at it. Once and a while however I'll end up going on a purchasing spree and spend like $500 or so of it. But I usually try to limit myself to a certain amount of cash per week.

 

:wavey: I do! I do! Once I get back into a steady job again (no temp shiz)... I'll be setting up direct deposits into my savings account.. in an account that I never ever ever touch. (because I don't know where the branch is located. )