Originally posted by AccordCutie
I think by law, you have to get his name, address, phone, and insurance info, and copy his plate down too. If you can do that, claim it against his insurance, and you don't have to go to yours. That's what I did, and I got my money to fix my bumper from the other person's insurance.
thats pretty much what u do. if the dude doenst give u his insurance info, then u have the right to press charges for a hit and run. tell him that you dont want to talk to him, just his insurance company. oh yea, u need to file a police report too. doenst matter if its in a private parking lot or not