You are in luck! You know why? Because it has been done and it is possible! I've already done it already but my situation is a whole lot different from yours.

I picked up my 03' Honda Accord EX-V6 Coupe (auto) in graphite pearl in late November. At the end of the Jan. 03' my Accord Coupe was rear-ended by a 72yr old male motorist who wasn't not paying attention to traffic in front of him. Total cost of repairs was $4600.00 and that's just the estimate. The car only had 2300 miles on the odometer and was less than 2 months old. I finally got the car back from the autobody shop in the middle of Feb.

The repairs were done and the car looked like nothing had ever happened but in the back of head I couldn't stop thinking that the car was already damaged and it just didn't feel right so I decided to trade the car in for an exact same one but this time in nighthawk black pearl. The Honda Dealership gave me $23,000 for the car (Brand New is MSRP $24,900) but I still owed another $3000.00 on the loan so I put a down payment of $2500.00 and drove a brand new 03' Accord EX-V6 Coupe in nighthawk black pearl off the lot the next day (They had to get the car from another dealership).

My monthly payment only rise by a few dollars because since the Honda Dealership helped me get into a brand new car I bought the extended warrenty from Honda (This is where dealerships make their money... from used cars & selling extended warrentires).

IMO, go for it! You've already set your mind to it and if you keep yourself from not getting what you really want it will drive you nuts! I tried to avoid from getting a new car but I just couldn't resist the tension.

Be ready to put down some cash (at least enough to cover the tax, registration, fees, etc). Don't let the dealer fool you into putting down more than $2500.00 because they are only trying to profit. The dealership where I bought my first 03' Accord Coupe wanted $5000.00 as a down payment but I told 'em "bleep NO!"
Their excuse was the Bank wanted a bigger down payment. Which is total crap! If a Bank can finance you for $26,000 then they can finance you for $30,000. I have excellant credit so that helps as well. They told me they couldn't do anything for me so I left and went to their rival Honda Dealership. I told the rival dealership I will only put down $2500.00 and no more! Tell 'em you will gladly put down less but $2500.00 is the max. you will put down! If they don't want to play just go to another dealership. Hopefully you will find a dealership that is desperate for a sale (I recommend the smaller Honda Dealerships). Get the dealerships to compete for your business. These dealerships are only out to profit from you. They are not your friend even tho they try to act one. Don't be fooled, you gotta play their game. Be a nasty SOB!!!

BTW, I feel I made the right choice and the one I have now I feel a lot... no I feel a whole lot better and satisfied! Oh yeah, I'm getting a $1800.00 check in the mail from the other guys insurance company for the loss of value (diminuished value) of my 03' Accord. A big fat ol' check. To bad I have to pay off a school loan... fudgeee...

BTW, here are some pics of the old one and the new one. I've ordered a set of H&R Race springs (2.0f & 1.8r) drop. 18x7.5 (50mm offset) Advan Kreuzers Series 5 rims in gun-metallic. Already got some 225/40 series Yokohama AVS ES100 tires. In the near future, oem underbody spoiler kit, oem foglights, Injen CAI, big brake kit, and sound system.





Here's the new one! 2003 Honda Accord EX-V6 Coupe in Nighthawk Black Pearl!





Here's a pic of my Prelude and my younger Bro's Acura Integra pictured with the Accord.