Thanks for the quick replies..

This is what another guy saidabout it

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His current insurance company would NOT cover any previous damages.

If she was pulling out of a private drive (both times I've gotten into similar accidents) it was sited as thier fault.

What does the police report say? Because that is what it will come down to. Did he contact her insurance company within a proper time frame since the accident? Such as within 2-3 days of it?

Without insurance the other company doesn't have to pay for damages done to his vehicle... and they would possibly sue him to get the $$ to repair her car (atleast in the state of Ohio).

Yes it does take a while for insurance companies to get off their butts.

Both times I got into accident's (similar situation, but with insurance) they were to blame b/c of not yeilding to the right away of traffic while coming out of a private drive.

Tell your buddy good luck... he may want to consult an accident lawyer that would know the laws for that state. He will also want to take pictures of all the damages from different angles to go along with the estimate the insurance company reqested. Make sure he keeps a copy for himself b/c the sometimes "loose" stuff like that...
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He says it's the lady's fault since she wasn't yielding.. can that be true? and should my friend just contact the lady and tell her he's going to pay for her damage?