I may have an opportunity to pick up a 2012 Jaguar XF (non-supercharged) off lease next year. The car belongs to a family member and has low milage (8,500 miles in 2 years). Car is well maintained, and absolutely not abused.

Since Jaguar structures their leases with a low residual value, there is a chance the buy-out price may be less than the private sale trade-in price when the car comes off lease. Assuming the price makes sense and the mileage is under 15,000, would you make the deal?