Thanks for all the tips and advice. I've always purchased higher mileage cars so that doesn't scare me too much. I found a 2005 locally with 53K miles for 15K which I test drove yesterday and loved:

http://www.autotrader.com/fyc/vdp.js...standard=false a

It's nighthawk black which I'm concerned about with scratches and stuff. But it's in great shape. Problem is I listened to "Rich Dad, Poor Dad" last night and it's brainwashed me into not wanting to buy anything now. I'll have to get over that first .