I like how you put this. im not downing the company if it is real and legit. but its true that most things that sound like the situation are scams. and chico saying people just down others because we cant afford it? Some people can, others cant. There could be a multi-millionaire looking at the site and know something is a scam. I would love to own a ferrari or 2, but just because I cant afford them doesnt make them scams.