I may just give USAA a call and ask. Basically, Sarah is getting the 97 Deville put in her name, but I offered to add the car to my policy with her as the primary driver. I wont be on title, though I can be if needed. Its cheaper for her to go through me ($65/m for $250 deductible on comp/collision), where as she was paying $100/m (liability only) as an add on to her parents policy.