Out of curiosity why did you make your Libility limits and UM/UIM limits different? Usually I suggest to people to have them matched.

Our agency standard is at LEAST 100/300/100 for liability limits. We can do state minimum and i understand some people just cant afford the higher limits but when you think about it...It's scary to think the financial damage it can cause if you get in an accident and dont have good coverage.

I have a lady coming in today Im doing a policy for...I quoted her higher limits than what she has now...and it's CHEAPER than her current insurance...and she doesnt want the higher limits. Im all..UMMMM WHAT lol look at your driving record lady..are you insane????!!!!!!

Also, Why do you only have 10k med pay and a 1m extrodinary med bens???? You do realize that you have a gap there. The gap between 10k and 1m you are responsible for in some way. When I sell Extrod. Med Bens I ALWAYS tell people 'if you want the 1m in extr. med bens...you might wanna make your med bens at 100,000, which is the higest you can go'
Might wanna look into that.