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Old Jan 21, 2009 | 10:54 PM
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DarkStarr
Shake n Bake!
 
Joined: Feb 2006
Posts: 11,794
Likes: 1
From: Pittsburgh, PA
Default Insurance Coverages

Just updated mine. I was only carrying liability, but lately I have been worried about having my girlfriend in the car a lot, and if we got in an accident.. would she be protected? I updated mainly due to medical coverages, but ended up adding comp/collision. Here's where I'm at:

Vehicle:1995 BMW 318IS

Discounts
:

> USAA Membership Savings ($687.11)

- Multiple USAA Products
- Auto Insurance Loyalty, 4 years
- Good Payment History

> Vehicle Discounts

- Driver Training Discount ($46.93)
- MyUSAA Legacy Discount* ($106.39)
- Passive Restraint Discount ($44.42)

Total Discount: $884.85
* A discount allowed for children and ex-spouses who establish their USAA eligibility through a parent or former spouse, have had no major violations within the last 36 months, and are 24 years of age or younger.

Coverages:

Protection for your liability to others.


- Bodily Injury Liability: $100k/$200k (per person/per accident)
- Property Damage Liability: $100k (per accident)

Protection for you, your passengers, and your property.

- Limited Tort
- Uninsured Motorist Bodily Injury: $100k/$200k
- Underinsured Motorist Bodily Injury: $100k/$100k
- Basic First Party Benefits
+ Medical Expense Benefits: $10k
- Added First Party Benefits: Declined
+ Medical: $100k
+ Funeral
+ Accidental Death
+ Work Loss
- Combined First Party Benefits: Declined
- Extraordinary Medical Benefits: $1m

Protection for your vehicles.

- Comprehensive: $0
- Collision: $100
- Rental: $30/$900 (per day/total)
- Towing and Labor: Selected

Premium
:

Six Month Total Policy Premium
: $883.94

-

I was bored, so, if you're bored.. post yours. Could be a good chance to review your coverage.

Previously I was paying $20x.xx for liability and bare minimum medical.

Last edited by DarkStarr; Jan 23, 2009 at 08:44 AM.
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