Insurance Coverages
Just updated mine. I was only carrying liability, but lately I have been worried about having my girlfriend in the car a lot, and if we got in an accident.. would she be protected? I updated mainly due to medical coverages, but ended up adding comp/collision. Here's where I'm at:
Vehicle:1995 BMW 318IS
Discounts:
> USAA Membership Savings ($687.11)
- Multiple USAA Products
- Auto Insurance Loyalty, 4 years
- Good Payment History
> Vehicle Discounts
- Driver Training Discount ($46.93)
- MyUSAA Legacy Discount* ($106.39)
- Passive Restraint Discount ($44.42)
Total Discount: $884.85
* A discount allowed for children and ex-spouses who establish their USAA eligibility through a parent or former spouse, have had no major violations within the last 36 months, and are 24 years of age or younger.
Coverages:
Protection for your liability to others.
- Bodily Injury Liability: $100k/$200k (per person/per accident)
- Property Damage Liability: $100k (per accident)
Protection for you, your passengers, and your property.
- Limited Tort
- Uninsured Motorist Bodily Injury: $100k/$200k
- Underinsured Motorist Bodily Injury: $100k/$100k
- Basic First Party Benefits
+ Medical Expense Benefits: $10k
- Added First Party Benefits: Declined
+ Medical: $100k
+ Funeral
+ Accidental Death
+ Work Loss
- Combined First Party Benefits: Declined
- Extraordinary Medical Benefits: $1m
Protection for your vehicles.
- Comprehensive: $0
- Collision: $100
- Rental: $30/$900 (per day/total)
- Towing and Labor: Selected
Premium:
Six Month Total Policy Premium: $883.94
-
I was bored, so, if you're bored.. post yours. Could be a good chance to review your coverage.
Previously I was paying $20x.xx for liability and bare minimum medical.
Last edited by DarkStarr; Jan 23, 2009 at 08:44 AM.