Are you sure you about that? I just received my credit score on the Equifax site and I wasn't charged anything. h:

It looks like my current FICO score is a 681. I have too much debt and not a very long credit history. I avoided credit cards when I was a bit younger because I didn't want to fall into the debt trap but now I wish I had gotten started earlier establishing good credit. I'm going to work really hard in the next year to pay down my credit card debt so hopefully I can get my score up. :hs: