she's fine but our Accord sustained a decent amount of front end damage. The accident wasn't her fault. We're going to take it in this morning to get some estimates from a couple shops.

My question is this: Is it beneficial for me to get the work paid for by the other party out of pocket or should I just go through my insurance? My wife ended up getting called off work last night as a result of the accident and she lost almost $400 in wages. Would my insurance cover the lost pay? The 17 yr old girl that hit my wife wants to pay out of pocket but I just want to make sure I do what's most beneficial for us. :hs: