Originally Posted by
DakarM
it's a hard hit so it can and will lower your score.
TY, I still don't entirely understand why, but I understand it more than I did. Knowledge is power!!!

h:
As for keeping the car, I probably wouldn't go to the trouble of taking it back either (if you want you can just avoid them in the future, which you obviously will), but I wouldn't take it in for the free oil change :hsugh: