Originally Posted by
TheOtherDave™
Well, actually it was my insurance policy that paid for the repair.
Because my policy covered damage caused by drivers who didn't have their own insurance, I had to file a claim to get my car fixed.
After the guy who hit me disconnected his phone, I took the note the driver left and the police report to my insurance agent. My insurance company then started an investigation to track down the driver and recover the money they paid me.
Dave, how is your attempt at working it out any worse than if the guy tried to pull one over on the insurance company from the beginning? He could have disconnected his phone earlier or lied to your insurance company that it wasn't him even if you never tried to contact him yourself. Or he could have not left a note. Sadly, if someone's going to be an ass, they're going to be regardless of the opportunities presented to them.