Are you planning on living where you are for the foreseeable future? If so you should probably switch to a bank that is in both locations (where you are now and where your current bank is).
yea i do, and the thing is i just opened an account where i am now with a bank and they have a branch back home. but problem is my paychecks are direct deposited to my up north account because thats where all the automatic withdrawals come out of AND thats where i have my car loan through