whats wrong with your current car? why don't you try to get as much out of your current car as you can. not having to make a car payment every month will free up so much money and you can afford to do a whole lot more like save up for a downpayment for a house. I'm still driving my 99 accord, its got 170K on the odometer, its on its 2nd engine technically and it drives great and still looks pretty good. I'm going to drive it till it falls apart, cause I enjoy having the extra cash and no car payment. Fixing my car is still cheaper than having a car payment for the next 4-5 years.