i actually know a kid who pulled that and got away.

he was driving his car drunk down at college, put it in a ditch, did a good amount of damage...no one was around so him and his buddy left...next morning he reported it stolen... insurance covered it all.

dude is a big douche and i wish he woulda got busted, drives around trashed all the time. ive known him to drive 2 hours from college to home drunk