current rate is 5.05% apr for HSBC...how is hsbc's functionality? Easy to use? Similar to ING?
Yea I wanna know too. Right now, ING rocks for me. And the difference in rates isnt really that huge.
I can assume it can be willed to whoever the owner of the account wishes...you might have to call the company and see if you have the ability to name a beneficiary in the event of death.
I just signed up for my 401k and they give the option for naming a beneficiary.
So I guess that should be done prior to death
h: