aren't you working as a contract hire right now? what about the company you're working for, aren't they laying off 7,000 people?

what good is health insurance if you're terminated in March?

call up your car insurance provider ... if you're with all-state, state farm, or a big namer, they do offer individual packages. You might get a discount if you bundle it with your car ins. It's not smart to walk around w.o. insurance for 6 months.

A 1 night stay in the hospital runs 3 to 4K.