OHS,

I have to say that I am surprised someone would lay down $3000 for a 15 year old car and not take out atleast a $500 deduc comp insurance policy on it.

On my 1995, I took out everything except collision, which would cover everything except me being in a wreck that is my fault.

I just couldn't see throwing $3000 down the drain if it caught on fire or got stolen in a few weeks.

Sorry to hear of her fate with the car, good luck on the repair. I'm sure she will come out with a better product from you versus a body shop.