What he means is that unlike earlier(80's) prelude motors and so forth, the newer higher compresion engines(H22), will have the piston hit the valves, and screw everything up, and you will need a lot of work done regardless. i actually had a timing belt break on my 88 accord and was able to change it w/ no damage. if yours breaks, aloha.
also, i think you should take off your cam gear cover and inspect your belt for wear before you drive it anymore.