That's what you would make in payments anyway. But you would still come out better buying it. Because you could buy one, drive it 3 yrs, and sell it for more than you owe on it (WALK AWAY WITH MONEY). Which is better than leasing for 3 yrs, and giving it back. Plus you don't have to worry so much about mileage, and get knit picked for every little worn attribute like returning a leased car. Anything they have to do to get the car in showroom condition again, you will be charged for (tires, windsheild cracks, small scratches, etc)