Originally Posted by DRfrank
wait, so you are saying the inquiries make the score go down....
so i am partitally correct...
way you made it look was as if i was completely wrong
as Will said it's only when there is a lot of credit inquiries in a short period of time. Also sometime when you apply for a mortgage some bank consider the credit limit as debt even if you card has a 0 balance. Having a couple of credit card is good for your credit and if you have an unpaid balance you should spread it out not put all the debt on 1 credit card.