Originally Posted by DRfrank
doesnt matter, it's just how it's calculated...
:thinking: i thought everybody knew this already
i'm not sure on any of the specifics but i've heard it on the news like 4-5 times how it fugs with it... even if you are a perfect money handler
'ok but I was under the impression that paid off w/o much delay credit cards are
favorable to have on your record.
All I really know about credit is to avoid using it unless necessary, and that taking a loan from the bank and then using the same money to pay back said loan is a way to dramatically improve your score.