I've had two cars at all times since just before I turned 17, only going back to one car a couple months ago (just shy of 20,) and I'm looking for a second toy car again. Granted, I've never bought a car for over $2k, average price has been about $1k.

Anyway, hit a car on the highway on a bike, you're done. Hit another car on the highway in another car, at least you have a reasonable chance. Not to mention driving a bike in the rain/sleet/snow/cold sucks ass.