We lived together for 2½ years before we got married, and we've been married for 7 months now. Our financial structure hasn't changed at all: we both have separate accounts, and share expenses (he pays for one thing, I pay for another, etc.). I imagine we'll combine accounts soon, I'm not sure why we haven't done it yet. I guess I'm exhausted from the process of changing my name.. a real pain in the arse.