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:exnbp:
Joined: Jul 2001
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From: Henderson, NV
> > > Savings Account < < <
Anyone know if closing just my savings account will affect my credit rating? The reason I ask is because I always keep my savings below $300 which means they charge $3 a month for an account I almost never leave money in unless i have too much money in my checking account. I use my checking account for everything from paying bills and using debt card at stores and stuff. What you guys think? Close account or try to save $300 and leave it 
Senior Member
Joined: Jan 2001
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it shouldnt effect it.. and there are recuring fee's for a savings account?? at my CU, all that is required is a $50 minimum balance for savings and $0 for checking... if i closed my savings the un-usable 50 thats in there would xfer to my checking...
Joined: Jun 2001
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From: Lll
time for you to go to waashington mutual. just open one and do an auto deposit of $10 a month and you wont get charged any fees.
i have mine set at $50.
and it looks like i wont have to dip into it to pay my insurance this year. i so happee.
i have mine set at $50.
and it looks like i wont have to dip into it to pay my insurance this year. i so happee.
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you motorboatin' s.o.b.
Joined: Mar 2002
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From: Mexico, by Jaymar
Originally posted by tirod˛slc
it shouldnt effect it.. and there are recuring fee's for a savings account?? at my CU, all that is required is a $50 minimum balance for savings and $0 for checking... if i closed my savings the un-usable 50 thats in there would xfer to my checking...
it shouldnt effect it.. and there are recuring fee's for a savings account?? at my CU, all that is required is a $50 minimum balance for savings and $0 for checking... if i closed my savings the un-usable 50 thats in there would xfer to my checking...
