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Credit question...

 
Old Jul 30, 2008 | 09:43 PM
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  #21  
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white_n_slow
it's my D in a B
 
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From: Your Mom's House
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Originally Posted by RB
It's good if you continue to use your card as you have, because it would create a lower utilized-to-available debt ratio.
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Old Jul 30, 2008 | 09:46 PM
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white_n_slow
it's my D in a B
 
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Originally Posted by F22B Prelude
Im only using 18% of my credit limit
letting a little bit ride month to month is actually usually better for your rating, even if it's not the best personal financial policy. :shhh:
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Old Jul 30, 2008 | 09:55 PM
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From: Lll
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I cycle through about 5% of my available credit on my main cc Always paid in full though :run:
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Old Jul 30, 2008 | 09:59 PM
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Originally Posted by b00gers
I cycle through about 5% of my available credit on my main cc Always paid in full though :run:
balla!

1300 = 5%!!! 100% = balla!!!!!!
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Old Jul 30, 2008 | 10:11 PM
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Originally Posted by DakarM
balla!

1300 = 5%!!! 100% = balla!!!!!!
Foo. I had $1300 in my piggy bank!
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Old Jul 30, 2008 | 11:54 PM
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I'M SO JDM, I HAVE SARS
 
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From: badalandbad
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good for you, and them .
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Old Jul 31, 2008 | 05:37 AM
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Originally Posted by white_n_slow
letting a little bit ride month to month is actually usually better for your rating, even if it's not the best personal financial policy. :shhh:
This is true. If you're carrying a balance every month, even if it's small, you're technically borrowing money every month. If you pay it off every month you never really borrow any money because interest is determined on a monthly basis.
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