car insurance question.
About a month and a half ago I was hit on my motorcylce by a car. completely her fault but I wasn't realy injured and the bike was only slightly damaged.
I got an estimate of 184.50 for the damage from a honda dealer. The parts are no longer available so they couldn't really do the repairs. I got tired of waiting for the insurance company get their shit together and so I got the parts from ebay/ salvage yards and spent my time repairing the bike. I was just talking the the ins. Comapny and they asked if I had gotten the bike repaired and I said yes, they then told me I need to send them any invoices or receipts I have for the parts.
I don't want to send them the reciepts from ebay and the salvage yard because then they will just try to lowball me. The orignal estimate and pictures of the bike after the wreck should be enough for them right? I am not required to give them any invoices if i am not asking for anything over the original estimate right?
I should not be penalized for being mechanically inclined. I just want my 184.50.
I got an estimate of 184.50 for the damage from a honda dealer. The parts are no longer available so they couldn't really do the repairs. I got tired of waiting for the insurance company get their shit together and so I got the parts from ebay/ salvage yards and spent my time repairing the bike. I was just talking the the ins. Comapny and they asked if I had gotten the bike repaired and I said yes, they then told me I need to send them any invoices or receipts I have for the parts.
I don't want to send them the reciepts from ebay and the salvage yard because then they will just try to lowball me. The orignal estimate and pictures of the bike after the wreck should be enough for them right? I am not required to give them any invoices if i am not asking for anything over the original estimate right?
I should not be penalized for being mechanically inclined. I just want my 184.50.
If you send in the invoice from the estimate, and they reimburse you for that amount, you're commiting insurance fraud.
If you feel like risking it for a lousy $200, then go right ahead.
If you feel like risking it for a lousy $200, then go right ahead.
Yeah, I've always gotten an quote, gotten paid, and done it myself. They pay to have it repaired to like new. If you want to use used parts and save money, that's your deal.


