Just for perspective reasons..

10 years at $322/mo. to pay off your CC
4 years for the Lude at $193/mo.
4 years for the bike at $142/mo.

Now pay off all of those up front that gives you an extra 200-250 a month to throw at the cc you will have it paid off in less than 4 years

PICK YOUR POISON BRAH!@!!

 

But he can't actually transfer the title over until he pays off the Lude, so money from selling the lude kind of has to gay to paying off the Lude... right?

 

Okay, but.. I'm throwing $1000/month at the CC. So, adding time for interest and crap, that should theoretically take about 2 1/2 years. I could also keep at my current rate with the Prelude and pay that off in less than 4, and have the bike paid off.

 

A bike is incredibly frivalous for someone in your position. Now is the perfect time to sell a bike too...Spring is here, summer is around the corner, the demand for bikes is going to go up. Sell it, use the funds to pay off your car. Sell the car, buy a reliable beater, and work on that CC debt.

 

Good advise right there. Then when you are out of debt you can save money and treat yourself to a used bike.

 

RB is right.

 

Pay off bike NOW.

Then pay lude.

Then cut up credit cards and dump as money money as possible into paying off the big one.

You should realize more money saved from insurance and bike maintenance. Use that towards your bills as well.

The bike is your #1 priority.

 

I have a reliable beater, I'm keeping the bike. Depending on the circumstances I may even sell the beater for the right price and borrow my parents car when I absolutely need one. The bike is too good of an investment to get rid of, especially when I can ride it for the majority of the year. The savings on insurance and gas would be tremendous.

 

12% for both cards... it was 9 something awhile ago :/

 

i didnt read any comments. try to find a 0 balance transfer CC with 0% apr for the first year.