Medical Insurance
05-17-2007, 12:51 PM
#1
Better Than Canada!
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Medical Insurance
My wife got a job at a school and we were looking at the medical insurance stuff.
They offer two HMO's that would only cost us $10-$15 every paycheck (biweekly pay) a PPN which would cost us about $40 every paycheck and a traditional medical insurance plan which would cost us about $490 every paycheck.
My questions are:
What is a PPN?
What is the difference between a PPN and a HMO?
And why would anyone pay $490/paycheck (almost $1,000/4weeks) for medical insurance? Is that normal?
All those plans are after what is covered by the school. The traditional plan is listed as over $2k/month so our portion is just less than half but why the fuck is it so much?
I really know nothing about medical insurance...educate me.
They offer two HMO's that would only cost us $10-$15 every paycheck (biweekly pay) a PPN which would cost us about $40 every paycheck and a traditional medical insurance plan which would cost us about $490 every paycheck.
My questions are:
What is a PPN?
What is the difference between a PPN and a HMO?
And why would anyone pay $490/paycheck (almost $1,000/4weeks) for medical insurance? Is that normal?
All those plans are after what is covered by the school. The traditional plan is listed as over $2k/month so our portion is just less than half but why the fuck is it so much?
I really know nothing about medical insurance...educate me.
05-17-2007, 12:55 PM
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Better Than Canada!
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05-17-2007, 12:57 PM
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Sorry obviously i dont know shit about this kind of things. Never knew it was that expensive. Maybe the check disbility part policy.
05-17-2007, 01:11 PM
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BAZINGA!
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Damn that's nuts
I pay nothing for my insurance. Company pays it all.
Includes (Aetna, VSP, ASHP):
Health
Dental (3 plans)
Eye (3 plans)
Chiropractic (2 Plans)
Acupuncture (1 plan)
Massage Therapy (1 plan)
There are other small things too.
I don't even want to know how much it costs the company PER person.
I pay nothing for my insurance. Company pays it all.
Includes (Aetna, VSP, ASHP):
Health
Dental (3 plans)
Eye (3 plans)
Chiropractic (2 Plans)
Acupuncture (1 plan)
Massage Therapy (1 plan)
There are other small things too.
I don't even want to know how much it costs the company PER person.
Last edited by Draconius; 05-17-2007 at 01:16 PM.